Privacy Policy | AI Wealth Ledger
Updated: April 15, 2026 · Effective: April 15, 2026
This Privacy Policy applies to AI Wealth Ledger. It explains what information the app may process, how the information is used, which third-party services may be involved, and how you can contact us about privacy or data deletion requests.
Data is only sent to relevant providers when you actively use a feature, such as receipt OCR, AI parsing, cloud sync, third-party sign-in, or subscription recovery.
1. Information the app may process
1. Information you provide or create
- Accounting entries, including amount, type, category, date, and notes.
- Asset and portfolio data, including account names, balances, symbols, quantities, and cost basis.
- Custom categories and other user-created bookkeeping content.
- Receipt images that you choose to upload for OCR.
- Email address or third-party identity information when you sign in.
2. Local app data
- Local sign-in state, language, region, base currency, and consent settings.
- Cached stock search results, quote timestamps, and limited UI state.
- Minimal diagnostic information needed for troubleshooting and stability.
2. Third-party services and purposes
| Service |
When used |
Data involved |
Purpose |
| Google Vision |
When you scan a receipt |
Receipt image content |
OCR text extraction |
| Gemini |
When you use AI parsing, AI insights, or prediction features |
Submitted text, OCR text, voice-recognized text, and relevant spending summaries |
Bookkeeping parsing and analysis |
| Finnhub |
When you search or refresh US stock quotes |
Ticker symbols and search keywords |
Stock search and market data lookup |
| Google Sign-In / Sign in with Apple |
When you choose third-party sign-in |
Provider-returned identity data such as email, display name, or account identifier |
Authentication |
| Apple In-App Purchase |
When you purchase or restore subscriptions |
Subscription and transaction status |
Membership management |
| Cloud sync backend |
When signed-in users sync data |
Entries, assets, positions, and subscription-related account data |
Cloud storage and multi-device sync |
3. How your information is used
- To provide bookkeeping, asset tracking, and portfolio features.
- To perform OCR, AI parsing, AI insights, and spending prediction when you trigger those features.
- To support sign-in, cloud sync, and subscription recovery.
- To remember your selected language, currency, and privacy preferences.
- To improve reliability and diagnose technical issues.
We do not use your app data for unrelated advertising targeting or unrelated marketing purposes.
4. Storage and retention
- Some information is stored locally on your device, including settings, cache, and local app state.
- Signed-in account data may also be stored in the configured cloud backend for sync and recovery.
- Uninstalling the app may remove local data from the device, but it does not automatically remove cloud-synced account data.
5. Your choices
- You can delete individual records, assets, or positions where the app supports it.
- You can sign out to clear local login state.
- You can contact us if you want cloud account data deleted or if you have privacy-related questions.
6. Children’s privacy
AI Wealth Ledger is designed for general adult users. If you are under 18, please use the app only under guardian supervision or stop using the service.
7. Contact
If you have questions about privacy, account deletion, or data handling, please contact us:
We will respond within a reasonable time.